Atlanta Mortgage Checklist
Atlanta Mortgage Checklist
|  |
Atlanta Mortgage Checklist |
Document Checklist
The following are the usual items typically required by all lenders. Depending on your situation
or the underwriter's findings, less items or further items may be required.
- Copy of all borrower's 2 most recent years w-2's
- Copy of all borrower's most recent, consecutive paystubs documenting past 30 days
- Homeowner's insurance declaration page with agent's contact information
- Proof of other income if used to qualify
For self employed borrowers add:
- Last 2 years tax returns with all schedules
- Year to date Profit and Loss statement
For Refinances add:
- Copy of most recent mortgage statement
- Copy of property tax bill
- Copy of first mortgage note (*)
- Copy of security deed (*)
- Copy of warranty deed (*)
- Copy of Owner's title insurance policy (where applicable) (*)
- Copy of most recent statement of any 2nd mortgage or equity line of credit
(*) These items can be found in your closing package from your purchase or last refinance
For Purchases add:
- Fully signed purchase contract
- Copy of earnest money check
- Gift letter signed by relative with proof of deposit (if applicable)
For Debt Consolidation add:
- List of creditors and amounts to be paid off at closing
If you own any rental or investment property add:
- Full address with estimated value and mortgage balance
- Copy of any rental agreement(s)
|
|
 |
From Dreams... ...To Reality |
  |
|
|
|
© 2005-2006 Alphatek Enterprises LLC all rights reserved |
|
